Community Referrer Program

This Community Partner Agreement ("Agreement") is made between the Parties set out below. It takes effect on the date the Community Partner accepts it electronically - by ticking "I have read and agree" and signing with their name on this form - which is recorded as the electronic signature date shown with this registration.

PARTIES

1. Gallipoli Funeral Fund Limited
ABN 18 165 384 421
Suite 1, 15-19 Gelibolu Parade, Auburn NSW 2144, Australia
Holder of Australian Financial Services Licence No. 540427
("GFF")
2. The Community Partner - the individual or organisation whose name, contact details, address and ABN (if any) are provided in this registration form and who accepts and signs this Agreement electronically below ("Community Partner").
GFF and the Community Partner are collectively referred to as "the Parties" and individually as "a Party".

1. DEFINITIONS

• "AFSL" means Australian Financial Services Licence.
• "Corporations Act" means the Corporations Act 2001 (Cth).
• "Financial Product Advice" has the meaning given in Chapter 7 of the Corporations Act.
• "Qualified Referral" means a prospective member referred by the Community Partner who:
    (a) was not an existing client or lead of GFF;
    (b) completes membership with GFF;
    (c) remains a member for at least three (3) months.
• "Commission" means the fee payable by GFF to the Community Partner for each Qualified Referral.
• "Confidential Information" means all non-public information relating to GFF's business, clients, and operations.
• "Privacy Laws" means the Privacy Act 1988 (Cth) and Australian Privacy Principles.

2. APPOINTMENT & SCOPE

• 2.1 GFF appoints the Community Partner as a non-exclusive referral Community Partner to introduce prospective members to GFF.
• 2.2 The Community Partner must not:
  - Provide Financial Product Advice;
  - Deal in financial products;
  - Complete membership applications;
  - Make representations on behalf of GFF beyond approved factual information.
• 2.3 The Community Partner acts as an independent contractor and not as an employee, authorised representative, partner, or Community Partner with authority to bind GFF.

3. COMMUNITY PARTNER'S OBLIGATIONS

• Act honestly, ethically, and comply with all applicable laws, including the Corporations Act and Privacy Laws.
• Use only GFF-approved marketing materials.
• Obtain prior consent from each individual before referring their personal information to GFF.
• Disclose to each referred person that the Community Partner will receive a Commission if they become a member.
• Maintain accurate records of referrals and provide such records to GFF upon request.
• Complete initial compliance training provided by GFF and participate in ongoing training as reasonably required.
• Notify GFF immediately of any breaches, complaints, or regulatory investigations.
• Refrain from any conduct that could bring GFF into disrepute.

4. GFF'S OBLIGATIONS

• Pay the Community Partner a Commission of AUD 300 (including GST) per Qualified Referral.
• Provide necessary training, compliance guidelines, and approved marketing materials.
• Process payments within 30 days of receiving a valid tax invoice, subject to confirmation of Qualified Referral status.
• Maintain its AFSL and notify the Community Partner of any relevant changes.

5. COMMISSION TERMS

• Commission is payable only for Qualified Referrals.
• No Commission is payable where:
  - The referred person cancels membership within 3 months;
  - The referral was not compliant with this Agreement.
• GFF reserves the right to claw back any Commission paid in error.
• The Community Partner is responsible for all taxes, including GST, and must provide a valid tax invoice.

6. CONFIDENTIALITY & PRIVACY

• 6.1 Both Parties must keep Confidential Information secure and not disclose it except as required by law.
• The Community Partner must comply with Privacy Laws when handling personal information.
• The Community Partner must notify GFF immediately of any data breaches.

7. INDEMNITY

• The Community Partner indemnifies GFF against all losses, liabilities, costs, or expenses arising from:
    (a) Any breach of this Agreement;
    (b) Any unlawful, negligent, or unethical conduct;
    (c) Any claim by a third party relating to the Community Partner's actions.
• This indemnity survives termination of the Agreement.

8. TERM & TERMINATION

• This Agreement commences on the date the Community Partner accepts it electronically and GFF confirms the registration, and continues until terminated.
• Either Party may terminate by giving 30 days' written notice.
• GFF may terminate immediately if the Community Partner:
  - Breaches this Agreement;
  - Engages in misconduct;
  - Becomes insolvent.
• Upon termination, the Community Partner must:
  - Cease all referral activities;
  - Return or destroy all GFF materials;
  - Cease using GFF's name and branding.

9. COMPLIANCE & MONITORING

• The Community Partner agrees to cooperate with GFF's compliance monitoring, including audits.
• GFF may update referral procedures by written notice.

10. GENERAL PROVISIONS

• Governing Law: This Agreement is governed by the laws of New South Wales.
• Assignment: The Community Partner may not assign this Agreement without GFF's prior written consent.
• Entire Agreement: This document constitutes the entire agreement.
• Amendments: Any variation must be in writing and agreed by both Parties.
• Force Majeure: Neither Party is liable for delays caused by events beyond reasonable control.